For stokvels & co-ops

Run your stokvel without the spreadsheet drama.

Contributions, rounds, payouts and votes — tracked in a ledger the whole group can trust, with reminders that don't depend on one person chasing. Built for stokvels, burial societies, savings clubs and co-ops, in ZAR.

Free up to 25 members SMS reminders Export anytime
Masakhane Stokvel · Round 7On track
NM Nomsa · Monthly
R 500
SP Sipho · Monthly
R 500
TM Thabo · Monthly
R 500Due
Next payout
NomsaRound 7
How it works

From first contribution to first payout.

Set it up once and the ledger does the bookkeeping — the group just sees the truth.

1

Add your members

Invite the group by email or phone. Everyone gets their own member wallet and a clear view of what they owe and what they've paid.

2

Set the contribution

Monthly, weekly, or per-round contributions with reminders. The ledger tracks every cent in and out — no more arguing over the book.

3

Run the round

Track whose payout is next, vote on changes, and record every contribution against the schedule automatically.

4

Pay out, on the record

When it's someone's turn, the payout is logged against the round with a full, immutable history the whole group can see.

What stokvels get

Everything your savings group needs.

A ledger the whole group trusts

Double-entry accounting, member wallets, and immutable records mean no more 'who paid what' disputes — the book can't be quietly edited.

Decisions by vote, not by argument

Change the contribution, admit a member, or move a payout date by a proper vote — recorded and binding.

Round & rotation tracking

See whose payout is next at a glance, with the full rotation history and every contribution tied to it.

Reminders that actually land

Contribution-due nudges by in-app, email and SMS (BulkSMS, SA-local) so collections don't depend on one person chasing.

Your money, your data

POPIA-aligned, encrypted, South-African-hosted. The group owns its data and can export it any time.

Free to start

The free tier handles up to 25 members — plenty for most stokvels and burial societies. Upgrade only if you grow.

We built this because the stokvel deserves better admin than a notebook — and we're honest about being new. Start free with up to 25 members, and if it doesn't make your group's bookkeeping clearer, you've lost nothing.
t.1
The tribe.one team
Johannesburg, South Africa

Give your stokvel a ledger it can trust.

Free for up to 25 members, no card required. Set up your group in minutes.